[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chliv.cz\/kdyz-shani-podnikatel-penize\/#Article","mainEntityOfPage":"https:\/\/www.chliv.cz\/kdyz-shani-podnikatel-penize\/","headline":"Kdy\u017e sh\u00e1n\u00ed podnikatel pen\u00edze","name":"Kdy\u017e sh\u00e1n\u00ed podnikatel pen\u00edze","description":"Pokud n\u011bjak\u00fd podnikatel pracuje a da\u0159\u00ed se mu to, vyd\u011bl\u00e1 si dost na to, aby jeho firma bezvadn\u011b fungovala.","datePublished":"2022-08-15","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.chliv.cz\/author\/#Person","name":"","url":"https:\/\/www.chliv.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chliv.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chliv.cz\/wp-content\/uploads\/dv%C4%9B%20mince_10_10_2.jpg","url":"https:\/\/www.chliv.cz\/wp-content\/uploads\/dv%C4%9B%20mince_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.chliv.cz\/kdyz-shani-podnikatel-penize\/","about":["Finance"],"wordCount":417,"articleBody":"   Pokud n\u011bjak\u00fd podnikatel pracuje a da\u0159\u00ed se mu to, vyd\u011bl\u00e1 si dost na to, aby jeho firma bezvadn\u011b fungovala a i on s\u00e1m si p\u0159i\u0161el na sv\u00e9. Tak vypad\u00e1 ide\u00e1ln\u00ed stav v\u011bc\u00ed. Jen\u017ee ono se podobn\u00e9ho ide\u00e1lu nejednou neda\u0159\u00ed dos\u00e1hnout a nam\u00edsto toho vznikaj\u00ed tu v\u011bt\u0161\u00ed a tu men\u0161\u00ed probl\u00e9my. N\u011bkdy se nepoda\u0159\u00ed to nab\u00edzen\u00e9 prodat, n\u011bkdy za to z\u00e1kazn\u00edci nezaplat\u00ed dost nebo tak\u00e9 v\u016fbec nic, a n\u011bkdy t\u0159eba sel\u017eou i dodavatel\u00e9 a pak nen\u00ed z \u010deho vyr\u00e1b\u011bt a co nab\u00edzet. Plus jsou tu probl\u00e9my t\u0159eba i s odvody do st\u00e1tn\u00ed kasy, s placen\u00edm dal\u0161\u00edch povinn\u00fdch nebo \u017e\u00e1douc\u00edch odvod\u016f a podobn\u011b.A kdy\u017e nastanou podobn\u00e9 pot\u00ed\u017ee, ocitaj\u00ed se soukrom\u00ed podnikatel\u00e9 \u010dasto na suchu. Nem\u00e1 smysl, aby v podobn\u00e9m podnik\u00e1n\u00ed pokra\u010dovali, proto\u017ee se t\u00edm neu\u017eiv\u00ed, dokud se neprovedou \u017e\u00e1douc\u00ed zm\u011bny. A \u017e\u00e1douc\u00ed zm\u011bny se nejednou nemohou realizovat, proto\u017ee na n\u011b nejsou pen\u00edze. \u00dapln\u00fd za\u010darovan\u00fd kruh, ze kter\u00e9ho vede u\u017e jenom jedin\u00e1 cesta ven. A tou je sehn\u00e1n\u00ed dal\u0161\u00edch pen\u011bz t\u0159eba i za cenu vzet\u00ed si p\u016fj\u010dky.Jen\u017ee kdo p\u016fj\u010d\u00ed podnikateli v t\u00ed\u017eiv\u00e9 nebo dokonce katastrof\u00e1ln\u00ed situaci? Zd\u00e1nliv\u011b nikdo. Aspo\u0148 tedy \u017e\u00e1dn\u00e1 banka.Ale kdy\u017e se nad t\u00edm zamysl\u00edme, \u0159e\u0161en\u00ed se p\u0159ece jenom naj\u00edt d\u00e1. I kdy\u017e se nese\u017eene bankovn\u00ed p\u016fj\u010dka, d\u00e1 se po\u0159\u00e1d je\u0161t\u011b sehnat p\u0159inejmen\u0161\u00edm nebankovn\u00ed hypot\u00e9ka. A to proto, \u017ee se u t\u00e9to nikdo zase a\u017e tak moc nezaj\u00edm\u00e1 o \u017eadatelovy kvality. Tady sta\u010d\u00ed klidn\u011b i jenom prok\u00e1z\u00e1n\u00ed splacen\u00ed p\u016fj\u010den\u00fdch pen\u011bz z\u00e1rukou ve form\u011b z\u00e1stavy nemovitosti, a kdy\u017e bude m\u00edt \u017e\u00e1daj\u00edc\u00ed podnikatel i na spl\u00e1tky, nen\u00ed d\u016fvod mu tu nevyhov\u011bt. A pr\u00e1v\u011b to je to nejlep\u0161\u00ed, co si jenom mohou soukromn\u00edci v t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situaci p\u0159\u00e1t. Proto\u017ee nemovitosti tito obvykle maj\u00ed a d\u00e1t je do pouh\u00e9 z\u00e1stavy nen\u00ed probl\u00e9m.A pak? Pak u\u017e podnikatel dostane pot\u0159ebnou sumu pen\u011bz a m\u016f\u017ee je vyu\u017e\u00edt tak, aby si dal ve sv\u00e9m byznysu v\u0161e do po\u0159\u00e1dku. A mohl si tak zajistit skv\u011blou nebo aspo\u0148 \u00fanosn\u011b zvl\u00e1dnutelnou budoucnost.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e sh\u00e1n\u00ed podnikatel pen\u00edze","item":"https:\/\/www.chliv.cz\/kdyz-shani-podnikatel-penize\/#breadcrumbitem"}]}]